Over 25 years of experience in Banking Operations, SME Credit and microfinance • Certified Trainer of Trainers / Master trainer by NGO Management School – Switzerland • Certified Trainer of Trainers / Master trainer by the American Bankers Association - USA • Occupied several positions in outstanding Banks and financial institutions: 1. Banking / Microfinance Consultant & Master Trainer at IFC – WORLD BANK Group 1. Deputy General Manager at CHF Int’l–Middle East Micro Credit / VITAS Jordan 2. Operations manager/Senior restructuring manager - JCBank 3. Head of SME & Retails Credit - Societe Generale Bank 4. Senior credit and operations officer - The Arab Bank Plc. • Consultant / Master Trainer to : 2. Frankfurt school for business and management - Germany 3. Business & Finance Consulting (BFC) – Switzerland 4. Institute of Banking - Saudi Monetary Authority ( SAMA ) – Saudi Arabia 5. Arab Academy for Banking and Financial Sciences – MENA Region • Holds BA in Business Administration - Yarmouk University • Holds professional Certifications from: - NGO Management School – Switzerland in Training the Trainers - American Bankers Association – USA in Training the Trainers - Frankfurt Business School-Germany in Home Improvement financing - Micro Finance Center- Poland in Microfinance - Academy for Educational Development -USA in financial planning - Isra University - Jordan in Insurance and re Insurance - Jordan Management Institute- Jordan in Trade finance.